Property and Casualty Coverage is underwritten on behalf of American Alternative Insurance Corporation (AAIC), an admitted affiliate of Munich Reinsurance America, Inc. AAIC has an A.M. Best rating of A+ (Superior) with an XV financial size and an insurer financial strength rating of AA- (Very Strong) from Standard & Poor's. www.americanalternativeinsurancecorporation.com
Accident and Sickness Coverage is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, New York, 10038. National Union Fire Insurance Company of Pittsburgh, Pa., has an A.M. Best rating of A (Excellent) with an XV financial size. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445.
LOSAP life insurance placed in the LOSAP is underwritten by Combined Insurance Companyof America (CICA), with its principal place of business in Chicago, IL. Life insurance written for New York clients is underwritten by Combined Life Insurance Company of New York (CICA NY), with its principal place of business in Latham, NY. As of 3/7/13*, both CICA and CICA NY were rated A (Excellent) by A.M. Best.
Group Annuity contracts are underwritten by MassMutual Financial Group. As of 3/1/2013*, MassMutual was rated A++ (Superior) by A.M. Best and had assets under management of approximately $508 billion*.
Group Life Insurance underwritten by Combined Insurance of America, with its principal place of business in Chicago, IL. New York clients are underwritten by Combined Life Insurance Company of New York, with its principal place of business in Latham, NY, with A.M. Best ratings of A (Excellent). Business written prior to April 2011 underwritten by American General Life Insurance Company of Delaware, with its principal place location at 2727-A Allen Parkway, Houston, TX 77019-2115. The United States Life Insurance Company in the city of New York, New York.