Our Carriers

 

 

About Our Carriers

Property and Casualty Coverage is underwritten on behalf of American Alternative Insurance Corporation (AAIC), an admitted affiliate of Munich Reinsurance America, Inc. AAIC has an A.M. Best rating of A+ (Superior) with an XV financial size and an insurer financial strength rating of AA- (Very Strong) from Standard & Poor's. www.americanalternativeinsurancecorporation.com

Accident and Sickness Coverage is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, New York, 10038. National Union Fire Insurance Company of Pittsburgh, Pa., has an A.M. Best rating of A (Excellent) with an XV financial size. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445.

LOSAP life insurance placed in the LOSAP is underwritten by Combined Insurance Companyof America (CICA), with its principal place of business in Chicago, IL. Life insurance written for New York clients is underwritten by Combined Life Insurance Company of New York (CICA NY), with its principal place of business in Latham, NY. As of 3/7/13*, both CICA and CICA NY were rated A (Excellent) by A.M. Best.

Group Annuity contracts are underwritten by MassMutual Financial Group. As of 3/1/2013*, MassMutual was rated A++ (Superior) by A.M. Best and had assets under management of approximately $508 billion*.

Group Life Insurance underwritten by Combined Insurance of America, with its principal place of business in Chicago, IL. New York clients are underwritten by Combined Life Insurance Company of New York, with its principal place of business in Latham, NY, with A.M. Best ratings of A (Excellent). Business written prior to April 2011 underwritten by American General Life Insurance Company of Delaware, with its principal place location at 2727-A Allen Parkway, Houston, TX 77019-2115. The United States Life Insurance Company in the city of New York, New York.

 

Critical Illness, Missionary Travel, Student Accident, Independent Contractors and Occupational Accident/Business Travel Accident is underwritten by ACE American Insurance Company, with its principal place of business at 436 Walnut Street, Philadelphia, PA and Financial Strength Ratings of A.M. Best A+ (Excellent), Standard and Poor A+ (Strong), Moody A2 (good) and Fitch A+.

Special Risk may be underwritten by three possible carriers: ACE American Insurance Company, with its principal place of business at 436 Walnut Street, Philadelphia, PA and Financial Strength Ratings of A.M. Best A+ (Excellent), Standard and Poor A+ (Strong), Moody A2 (good) and Fitch A+; National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, New York, 10038. National Union Fire Insurance Company of Pittsburgh, Pa., has an A.M. Best rating of A (Excellent) with an XV financial size. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445; and Chubb Group of Insurance Companies, 15 Mountain View Road, PO Box 1615, Warren, New Jersey, 07061-1615, issued by the stock insurance company of Federal Insurance Company, Incorporated under the laws of Indiana.

Long Term Disability is underwritten by American General Life Companies.Policies issued by: The United States Life Insurance Company in the City of New York.

(* All information provided herein in subject to change.)