Special Risk may be underwritten by three possible carriers: ACE American Insurance Company, with its principal place of business at 436 Walnut Street, Philadelphia, PA and Financial Strength Ratings of A.M. Best A+ (Excellent), Standard and Poor A+ (Strong), Moody A2 (good) and Fitch A+; National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, New York, 10038. National Union Fire Insurance Company of Pittsburgh, Pa., has an A.M. Best rating of A (Excellent) with an XV financial size. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445; and Chubb Group of Insurance Companies, 15 Mountain View Road, PO Box 1615, Warren, New Jersey, 07061-1615, issued by the stock insurance company of Federal Insurance Company, Incorporated under the laws of Indiana.