OUR CARRIERS

Group Annuity contracts are underwritten by MassMutual Financial Group. As of 3/1/2013*, MassMutual was rated A++ (Superior) by A.M. Best and had assets under management of approximately $508 billion*.

Group Life Insurance underwritten by Combined Insurance of America, with its principal place of business in Chicago, IL. New York clients are underwritten by Combined Life Insurance Company of New York, with its principal place of business in Latham, NY, with A.M. Best ratings of A (Excellent).

Critical Illness, Missionary Travel, Student Accident, Independent Contractors and Occupational Accident/Business Travel Accident is underwritten by ACE American Insurance Company, with its principal place of business at 436 Walnut Street, Philadelphia, PA and Financial Strength Ratings of A.M. Best A+ (Excellent), Standard and Poor A+ (Strong), Moody A2 (good) and Fitch A+.

Special Risk may be underwritten by three possible carriers: ACE American Insurance Company, with its principal place of business at 436 Walnut Street, Philadelphia, PA and Financial Strength Ratings of A.M. Best A+ (Excellent), Standard and Poor A+ (Strong), Moody A2 (good) and Fitch A+; National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, New York, 10038. National Union Fire Insurance Company of Pittsburgh, Pa., has an A.M. Best rating of A (Excellent) with an XV financial size. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445; and Chubb Group of Insurance Companies, 15 Mountain View Road, PO Box 1615, Warren, New Jersey, 07061-1615, issued by the stock insurance company of Federal Insurance Company, Incorporated under the laws of Indiana.