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Group Term Life

Group term life provides protection up to $50,000 (guaranteed issue) for volunteer and career fire service personnel. Coverage can also serve as a recruitment and retention tool for your clients.

Coverage Highlights:

  • 24-hour, on- and off-duty coverage

  • 24-hour Accidental Death coverage

  • Covered Activity AD&D available

  • Paralysis benefit

  • Guaranteed issue life insurance for all ages (no medical questions asked) 

  • Conversion privilege

  • Disability waiver of premium through age 59 

  • Accelerated Life benefit


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